Pawn • Buy • Sell • Consign

How it Works

How we figure the value of your items:


How loans are determined:

 Our loans are based off of the value of your personal property. To do this we look at some of these factors:

 -      Estimated resale value

-        Completion of item. (Are all the parts, pieces, and accessories there?)

-        The likelihood that interest will be paid on loans

-        The likelihood that a customer will return to reclaim their property

-        Turn-around and demand for an item

-        Condition of the item

These factors are all taken into consideration since the pawn broker wants to make sure that if the customer does not pay their loan off, the pawn broker will be able to resell the item to make up for the loss on unpaid loan.


 

Gold and Silver
When we take jewelry in, we will have to authenticate the precious metal and diamonds that adorn the piece. We will ask your permission to test your item before we begin the authentication process (if doing an acid test), which usually includes a visual inspection, weighing the item, and sizing (determining carat weight) any diamonds. In addition, we may test the metal using a special acid that determines the karat of gold. This process does not damage your jewelry.We then will give you an item value based on that days market price.
Note: The prices of gold, silver, etc fluctuate on a daily basis.
 
Antiques & Collectibles
When determining the price of antiques, we take into consideration the condition, resale value in current market, and demand for the item. Collectibles should be in good condition and have all certification/authentication if possible. We mainly look for very unique and unusual items when it comes to vintage and antique items. 
 
General Items
Items such as Laptops, TVs, Blu Ray players, cameras, power tools will be tested to ensure they are in good working condition. This usually includes, a visual inspection, plugging in an item and turning it on, operational tests, and noting if all accessories are included. Always mention if there is any type of issue with your item.
Note: We normally don't take electronics that are broken, partially working, or outdated.
 
Everything else you need to know...
As with anything, the better condition the item is in, the more value it retains. Make sure your the item you are pawning is as complete as possible with all accessories, manuals, and parts. Unused or unopened items will be treated as pre-owned items since we aren't the retailers of any specific items. We take a variety of different items in, but we don't take everything. If we aren't able to work with your item, it is for good reason. 
If you have any further questions, give us a call at (708) 974-4444.

Gold and Silver

When we take jewelry in, we will have to authenticate the precious metal and diamonds that adorn the piece. We will ask your permission to test your item before we begin the authentication process (if doing an acid test), which usually includes a visual inspection, weighing the item, and sizing (determining carat weight) any diamonds. In addition, we may test the metal using a special acid that determines the karat of gold. This process does not damage your jewelry. We then will give you an item value based on that days market price.

Note: The prices of gold, silver, etc fluctuate on a daily basis.

 

Antiques & Collectibles

When determining the price of antiques, we take into consideration the condition, resale value in current market, and demand for the item. Collectibles should be in good condition and have all certification/authentication if possible. We mainly look for very unique and unusual items when it comes to vintage and antique items. 

 

General Items

Items such as Laptops, TVs, Blu Ray players, cameras, power tools will be tested to ensure they are in good working condition. This usually includes, a visual inspection, plugging in an item and turning it on, operational tests, and noting if all accessories are included. Always mention if there is any type of issue with your item.

Note: We normally don't take electronics that are broken, partially working, or outdated.

 

Everything else you need to know...

As with anything, the better condition the item is in, the more value it retains. Make sure that the item you are pawning is as complete as possible with all accessories, manuals, and parts. Unused or unopened items will be treated as pre-owned items since we aren't the retailers of any specific items. We take a variety of different items in, but we don't take everything. If we aren't able to work with your item, it is for good reason. 

If you have any further questions, give us a call at (708) 974-4444.